Terms and Conditions
Agreement between User and bolelo.org
Welcome to bolelo.org. The bolelo.org website (the "Site") is comprised of various web pages operated by Askmyneighbor.org (DBA bolelo.org). bolelo.org is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of bolelo.org constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.
Bolelo.org is an E-Commerce Site.
Bolelo links potential Lenders with Borrowers on a sharing marketplace.
Visiting bolelo.org or sending emails to bolelo.org constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email, and on the Site, satisfy any legal requirement that such communications be in writing.
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that bolelo.org is not responsible for third-party access to your account that results from theft or misappropriation of your account or password. bolelo.org and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in its sole discretion.
Children Under Eighteen
bolelo.org does not knowingly collect, either online or offline, personal information from persons under the age of eighteen. If you are under 18, you may not use bolelo.org.
You may cancel your bolelo account at any time, although such cancellation shall have no effect on any remaining obligations you may have at the time of cancellation regarding past or booked and pending transactions.
Links to Third Party Sites/Third Party Services
bolelo.org may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of bolelo.org and bolelo.org is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. These links are provided to you only as a convenience, and the inclusion of any link does not imply endorsement by bolelo.org of the linked site or any association with its operators.
Certain services made available via bolelo.org are delivered by third-party sites and organizations. By using any product, service, or functionality originating from the bolelo.org domain, you hereby acknowledge and consent that bolelo.org may share such information and data with any third party with whom bolelo.org has a contractual relationship to provide the requested product, service, or functionality to or on behalf of bolelo.org users and customers.
No Unlawful or Prohibited Use/Intellectual Property
All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of bolelo.org or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such content and will not make any changes thereto.
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. bolelo.org content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular, you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use and will make no other use of the content without the express written permission of bolelo.org and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of bolelo.org or our licensors except as expressly authorized by these Terms.
Use of Communication Services
The Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.
By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded; restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.
bolelo.org has no obligation to monitor the Communication Services. However, bolelo.org reserves the right to review materials posted to a Communication Service and to remove any materials at its sole discretion. bolelo.org reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
bolelo.org reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process, or governmental request, or to edit, refuse to post, or to remove any information or materials, in whole or in part, in bolelo.org's sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Bolelo.org does not control or endorse the content, messages, or information found in any Communication Service. bolelo.org specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized bolelo.org spokespersons, and their views do not necessarily reflect those of bolelo.org.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction, and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.
Materials Provided to bolelo.org or Posted on Any bolelo.org Web Page
bolelo.org does not claim ownership of the materials you provide to bolelo.org (including feedback and suggestions) or post, upload, input or submit to any bolelo.org Site or our associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting bolelo.org, our affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. bolelo.org is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in bolelo.org's sole discretion.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
The Service is controlled, operated and administered by bolelo.org from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the bolelo.org Content accessed through bolelo.org in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
You agree to indemnify, defend and hold harmless askymyneighbor.org and bolelo.org, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's fees) relating to or arising out of: (1) your use of or inability to use the Site or services; (2) any user postings made by you; (3)your violation of any terms of this Agreement; (4) your violation of any rights of a third party; (5) your violation of the Site’s Lender Agreement and/or Borrower Agreement; or (6) your violation of any applicable laws, rules or regulations. bolelo.org reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with bolelo.org in asserting any available defenses.
Class Action Waiver
Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and bolelo.org agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. ASKMYNEIGHBOR.ORG AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.
ASKMYNEIGHBOR.ORG AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. ASKMYNEIGHBOR.ORG AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
bolelo.org reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of North Carolina and you hereby consent to the exclusive jurisdiction and venue of courts in North Carolina in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and bolelo.org as a result of this agreement or use of the Site. bolelo.org operation of the Site is subject to existing laws and legal process, and nothing contained herein is in derogation of bolelo.org's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by bolelo.org with respect to such use. If any part of these Terms and Conditions is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, these Terms and Conditions (along with the Lender Agreement and/or Borrower Agreement with respect to any transaction conducted through the Site) constitutes the entire agreement between the user and bolelo.org with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and bolelo.org with respect to the Site. A printed version of these Terms and Conditions and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to the Site to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.
Changes to Terms
bolelo.org reserves the right, in its sole discretion, to change the Terms and Conditions under which bolelo.org is offered. The most current version of the Terms and Conditions will supersede all previous versions. bolelo.org encourages you to periodically review the Terms and Conditions to stay informed of our updates.
Collection of your Personal Information
In order to better provide you with products and services offered on our Site, bolelo.org may collect personally identifiable information, such as your:
- First and Last Name
- Mailing Address
- E-mail Address
- Phone Number
If you purchase bolelo.org's services, we collect billing and credit card information. This information is used to complete the purchase transaction.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through bolelo.org's public message boards, this information may be collected and used by others.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
bolelo.org collects and uses your personal information to operate its website(s) and deliver the services you have requested.
bolelo.org may also use your personally identifiable information to inform you of other products or services available from bolelo.org and its affiliates.
Sharing Information with Third Parties
bolelo.org does not sell, rent or lease its customer lists to third parties.
bolelo.org may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to bolelo.org, and they are required to maintain the confidentiality of your information.
bolelo.org may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on bolelo.org or the site; (b) protect and defend the rights or property of bolelo.org; and/or (c) act under exigent circumstances to protect the personal safety of users of bolelo.org, or the public.
Tracking User Behavior
bolelo.org may keep track of the websites and pages our users visit within bolelo.org, in order to determine what bolelo.org services are the most popular. This data is used to deliver customized content and advertising within bolelo.org to customers whose behavior indicates that they are interested in a particular subject area.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by bolelo.org. This information can include your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the bolelo.org website.
The bolelo.org website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize bolelo.org pages, or register with bolelo.org site or services, a cookie helps bolelo.org to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same bolelo.org website, the information you previously provided can be retrieved, so you can easily use the bolelo.org features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the bolelo.org services or websites you visit.
Security of your Personal Information
bolelo.org secures your personal information from unauthorized access, use, or disclosure. bolelo.org uses the following methods for this purpose:
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Children Under Eighteen
Bolelo.org does not knowingly collect personally identifiable information from children under the age of eighteen. Due to safety concerns, financial and merchandise transaction requirement, if you are under the age of eighteen, you may not use this site.
From time to time, bolelo.org may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from bolelo.org or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from bolelo.org, you may opt out of such communications by Customers may unsubscribe from emails by "clicking on the UNSUBSCRIBE button.".
Changes to this Statement